Published 09/17/2026
Julie Baird Discusses the Role of Small Investors in America’s Housing Supply for HousingWire

First American Exchange Company President Julie Baird recently authored an article for HousingWire looking at the role individual investors play in America’s rental housing market and how access to capital and strategic planning can support continued reinvestment. Julie discusses federal data showing that individual investors own the majority of U.S. rental properties and talks about how decisions to renovate, acquire, hold, or reposition real estate can influence housing quality and rental supply. She also explains how tools like 1031 exchanges can help investors redeploy equity from appreciated properties, while coordinated financing, insurance, tax, and legal planning can support more informed long-term investment decisions. Julie says that when Main Street investors are equipped to keep investing, the impact can extend beyond individual portfolios to help preserve housing stock and support more resilient rental markets.
Read the full article on HousingWire’s website.

